Why choose Grasshopper How It Works Check Eligibility

Get SBA & Business Loan Offers in Minutes — No Credit Pull.

See if you qualify for SBA 7(a), 504 or other business loan options. Grasshopper Bank’s digital-first process helps you move faster, with no impact on your credit during eligibility checks.

Small business owners in their shop

Check your SBA & business loan eligibility

Share a few details to help us understand your business and funding need.

I agree that Grasshopper Bank may contact me about my SBA or business loan inquiry. This is not a credit decision.
🔒 Secure & encrypted • Soft check only — we will always ask before any hard pull.
⚡ Online pre-qualification 🏦 Digital business bank 🔒 Secure & encrypted 📝 Soft check only
*Takes about 2–3 minutes. Soft inquiry only. This is not a commitment to lend or a credit decision.
Why choose Grasshopper

Digital banking built for SBA & growing businesses.

Combine modern online banking with experienced SBA lending support. Get guidance from a team that works with small businesses every day.

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Digital-first SBA process

Start online, upload documents securely and track next steps without branch visits or endless paperwork.

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Banking that scales with you

Operate with a technology-forward business bank that understands fast-moving companies and their capital needs.

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Dedicated SBA lending team

Work with specialists who know SBA programs, timelines and how to structure financing for growth.

How it works

From quick eligibility check to SBA loan decision.

A simple, guided flow that keeps you informed at every step.

1

Share your business details

Complete the short form with basic information about your business, revenue and funding needs.

2

Provide supporting documents

Securely upload financial statements, tax returns and ownership information for SBA review.

3

Receive guidance & next steps

Grasshopper’s SBA team reviews your information and works with you through underwriting and closing.

Is this SBA microsite right for you?

  • U.S.-based small business seeking SBA 7(a), 504 or similar financing.
  • Typical funding needs from the low- to mid-six figures or above.
  • Comfortable sharing business and personal financial information as required by SBA programs.
  • Looking to fund growth, acquisition, expansion or owner-occupied commercial real estate.

Final eligibility, loan amount and terms are determined by Grasshopper Bank’s underwriting and current SBA guidelines.

Loan options

Explore SBA 7(a) and 504 loan programs.

Different SBA programs support different types of growth. Grasshopper’s team can help you understand the best fit.

SBA 7(a) Loan

Flexible SBA financing that can be used for a broad range of business needs.

  • Working capital to support day-to-day operations.
  • Business acquisition or partner buy-outs.
  • Refinancing eligible existing business debt.
  • Equipment, leasehold improvements and more.

SBA 504 Loan

Long-term, fixed-rate SBA-backed financing for major fixed assets.

  • Purchase or construct owner-occupied commercial real estate.
  • Renovations, expansions and improvements.
  • Large equipment and facility upgrades.
  • Designed for businesses investing in long-term growth.
All loans are subject to Grasshopper Bank’s credit approval and SBA program requirements. This page is for informational purposes only and is not a commitment to lend.
FAQ

Common questions about SBA & business loans.

If you have additional questions, a member of the Grasshopper Bank team can walk you through the details.

Will checking my eligibility affect my credit score?
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No. The initial eligibility check uses information you provide and, where applicable, a soft inquiry that does not impact your credit score. You will always be notified before any hard inquiry is performed.
How long does the SBA loan process typically take?
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Timelines vary based on loan type, use of funds and completeness of documentation. Many businesses can move from initial inquiry to a credit decision in several weeks, depending on their specific situation.
What documents should I expect to provide?
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SBA programs commonly require business and personal tax returns, financial statements, ownership details, a summary of use of funds and information about existing business debt.
Who will contact me after I complete the form?
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A member of Grasshopper Bank’s lending team will review your information and reach out to discuss eligibility, next steps and documentation needs.
Ready to explore SBA & business loan options with Grasshopper Bank?